Storm & Emergency

A Tree Fell on My House — What to Do, Step by Step

Stay calm, get everyone to safety, and follow these arborist-backed steps. Escamilla's 24/7 emergency crew can be on the way.

If a tree just came down on your home, take a breath. This is a frightening, disorienting moment, but the right steps in the right order will keep your family safe and protect your home from further damage. Escamilla Tree Service has handled emergency tree situations across metro Atlanta for more than 15 years, and our ISA Certified Arborists answer the phone 24/7 at (404) 426-8613. Below is exactly what to do right now, what an emergency crew handles, and how to work with your insurer afterward.

What to do right now: step by step

  1. Get everyone out and to a safe spot. Move people and pets away from the impact area and out of any room with a sagging ceiling, cracked walls, or fallen debris. Don't go back inside for belongings.
  2. Call 911 if there are injuries, you smell gas, or the structure has collapsed. Emergency responders take priority over everything else on this list.
  3. Stay far away from any downed power lines. Assume every line is live. Do not touch the tree if it's contacting a line. Call 911 and your utility company.
  4. Shut off utilities only if it is safe to do so. If you can reach your electrical panel, gas valve, and water main without passing under damage or near a line, shut them off. If not, wait for professionals.
  5. Document everything with photos and video. Once you're safe, capture wide shots and close-ups of the tree, the damage, and any affected belongings for your insurance claim.
  6. Call a 24/7 emergency tree service for safe removal. A trained crew can stabilize and remove the tree without making the damage worse. Reach Escamilla anytime at (404) 426-8613.
  7. Contact your insurer and start a claim. Report the loss promptly and ask what your policy requires for documentation and approved vendors.
  8. Get a tarp or board-up over the opening. Covering breaches quickly prevents rain from causing far more costly water damage while repairs are arranged.

Life-safety first: If you smell gas, see downed power lines, or the home has partially collapsed, leave immediately and call 911. Treat every downed line as energized and never approach a tree that is touching a power line. No belonging is worth the risk.

Why DIY removal is dangerous

It's tempting to grab a chainsaw and start cutting, but a fallen tree on a structure is one of the most hazardous situations in tree work. Here's why it should be left to professionals:

  • Tension and compression. A fallen trunk and its limbs are loaded with stored energy. Cut in the wrong place and the wood can spring, kick back, or roll violently — a leading cause of serious chainsaw injuries.
  • Crushing weight. Even a mid-size tree section can weigh hundreds of pounds. Shifting it without rigging can drop it onto people or collapse already-weakened framing.
  • Hidden power lines. Branches often tangle with service lines and cable. Contact can be fatal, and you may not see the connection from the ground.
  • Compromised structure. Climbing onto a damaged roof or ladder near unstable debris invites a fall through weakened decking.

What an emergency crew does

A professional emergency tree removal team approaches the job in a deliberate sequence. First, they assess the load — reading where the tree is under tension and compression and confirming no lines are involved. Next, they set up rigging, cranes, or pulleys so each section is lowered under control rather than dropped. They make relief cuts that release stored energy safely, then remove the tree piece by piece to avoid adding weight or impact to your roof. Finally, they clear debris and can coordinate an emergency tarp or board-up to seal the opening. Because our arborists are fully insured, you're protected if anything unexpected happens during the work.

Working with your insurance

Most homeowners policies cover sudden, accidental damage from a fallen tree, including removal of the tree from the structure and repairs to your home — but the details matter. Document thoroughly before any cleanup, keep all receipts, and ask your adjuster what's covered before authorizing work. We're happy to provide written estimates and photos that support your claim. For a deeper breakdown of coverage, deductibles, and the common exceptions, read our guide on whether insurance covers it.

Preventing it next time

Many fallen-tree emergencies are preventable. Dead limbs, leaning trunks, root rot, and storm-loosened soil are warning signs that a tree may come down. Regular inspections, proactive pruning, and removing high-risk trees near your home dramatically lower the odds of damage during the next Georgia storm. Learning to spot a dangerous tree before it falls is one of the smartest investments you can make in your property. If you're unsure about a tree on your lot, our certified arborists offer free estimates and honest assessments — no pressure, just a clear plan.

Need help now? Escamilla Tree Service answers 24/7. Call (404) 426-8613 and our metro Atlanta crew will guide you through the next steps and get rolling on safe removal.

Frequently Asked Questions

What should I do first when a tree falls on my house?
Get everyone, including pets, out of the impacted area and away from any room with sagging ceilings or cracked walls. Call 911 if there are injuries, a gas smell, or structural collapse. Stay clear of downed power lines and treat them as live. Once safe, document the damage and call a 24/7 emergency tree service.
Should I remove the tree myself?
No. A fallen tree holds dangerous stored energy under tension and compression, can weigh hundreds of pounds, and is often tangled with power lines. Cutting it incorrectly can cause kickback, dropped limbs, or worse damage to your home. Leave removal to insured, ISA Certified Arborists with the right rigging and training.
Will my insurance cover it?
In most cases, homeowners policies cover sudden, accidental damage from a fallen tree, including removing it from the structure and repairing your home. Coverage details, deductibles, and exceptions vary, so document everything with photos before cleanup and confirm with your adjuster. We can provide estimates and photos to support your claim.
How fast can someone come out?
Escamilla Tree Service offers 24/7 emergency response across metro Atlanta, so you can reach a real person any hour of the day or night. Response time depends on storm conditions and how many calls are active, but we prioritize life-safety situations and structural emergencies. Call (404) 426-8613 to get a crew dispatched.
What if the tree is touching a power line?
Stay far away and assume the line is energized, even if it looks harmless. Do not touch the tree, the line, or anything in contact with them, and keep others back. Call 911 and your electric utility immediately. Only after the utility confirms the line is de-energized should any tree removal begin.

Talk to a Certified Arborist

ISA Certified • Fully insured • 15+ years across metro Atlanta. Get a free, no-pressure estimate.

Call (404) 426-8613

← All Atlanta tree care resources

Limited-time offer

$50 OFF

Your Tree Service

Any job we schedule — removal, trimming, stump grinding or storm cleanup. Free estimate either way.

--Days
--Hrs
--Min
--Sec

Offer ends …

Claim your $50 off

Give us your name, a number and what you need. We call back with a free estimate — the $50 comes off the job if you book it.

Valid on any tree service we schedule during this offer window. Mention it when we call.

Family-owned, 15+ years in metro Atlanta  ·  ISA Certified Arborist  ·  Fully insured